Airtel is Engaging with Paytm to Explore Sale of the Airtel Payments Bank Business

0
107

Sources said that the talks are still in the early stages between Airtel and Paytm, and the deal may not materialise. “We remain fully focused on our strong organic growth journey and are not involved in any such discussions,” a Paytm executive was quoted as saying. Bharti Enterprises refused to respond to Bloomberg’s request, citing market speculation. Sources told Techcrunch that this is not the first time that Bharti Airtel has engaged in deliberation with Paytm to sell its fintech unit.

It was not immediately clear what could be the reason behind such a move. However, the deal could likely be led by considerations related to the overlap between the customers of both Airtel Payments Bank and Paytm Payments Bank. Besides, Airtel’s payments bank is a profitable entity and could give more heft to the financials of Paytm, which has been bogged down by mourning losses. The deal could also enable Paytm to leverage Airtel’s payments bank licence, as the fintech major is currently barred by the Reserve Bank of India (RBI) from onboarding new customers over gaps around its technology systems.

But the current climate has made a deal somewhat more enticing for the two firms. Shares of Paytm, which listed in 2021, are down by over 60% since debut. Paytm, once India’s most valuable startup, is among half a dozen consumer tech startups that has gone public in the past two years. But all the firms in the group, including Zomato, Nykaa and PolicyBazaar, have performed poorly in the public markets even as India’s benchmark index remains in green.

Paytm, which sought a valuation of over $19 billion in its 2021 listing, currently has a market cap of $4.8 billion. Walmart and General Atlantic-backed fintech startup PhonePe, which currently generates less than $400 million in revenue, is valued at $12 billion. Undeterred by the poor performance in the stock exchanges, Paytm founder and chief executive Vijay Shekhar Sharma has pledged to reach profitability by this year and get to $1 billion in annual revenue by March.

Sources said that the addresses are still in the early stages between Airtel and Paytm, and the deal may not materialise.   “ We remain completely  concentrated on our strong organic growth  trip and aren’t involved in any  similar  conversations, ” a Paytm  superintendent was quoted as saying. Bharti Enterprises refused to respond to Bloomberg’s request, citing  request  enterprise.   Sources told Techcrunch that this isn’t the first time that Bharti Airtel has engaged in deliberation with Paytm to  vend its fintech unit.   It wasn’t  incontinently clear what could be the reason behind such a move. still, the deal could  probably be led by considerations related to the imbrication between the  guests of both Airtel Payments Bank and Paytm Payments Bank.   Besides, Airtel’s payments bank is a profitable  reality and could give  further heft to the financials of Paytm, which has been  embrangle down by mourning losses. The deal could also enable Paytm to  work Airtel’s payments bank licence, as the fintech major is  presently barred by the Reserve Bank of India( RBI) from onboarding new  guests over gaps around its technology systems.  But the current climate has made a deal  kindly

             more enticing for the two  enterprises. Shares of Paytm, which listed in 2021, are down by over 60 since debut. Paytm, once India’s most  precious  incipiency, is among half a dozen consumer tech startups that has gone public in the  once two times. But all the  enterprises in the group, including Zomato, Nykaa and PolicyBazaar, have performed  inadequately in the public  requests indeed as India’s  standard  indicator remains in green.   Paytm, which sought a valuation of over$ 19 billion in its 2021  table,  presently has a  request cap of$4.8 billion. Walmart and General Atlantic- backed fintech  incipiency PhonePe, which  presently generates  lower than$ 400 million in  profit, is valued at$ 12 billion.  Undeterred by the poor performance in the stock exchanges, Paytm author and  principal  superintendent Vijay Shekhar Sharma has pledged to reach profitability by this time and get to$ 1 billion in periodic  profit by March.